BLACKJACK: 
A hand consisting of an Ace and a 10-value card (10, Jack, Queen or King) totalling 21. Pays 3-2. 

BROKE or BUST: 
Going over ’21’ with additional cards drawn to the original hand. 

HARD TOTAL: 
A hand with no Aces or where the Ace is counted as ‘1.’ For example, a nine-eight combination counts as a hard ’17’.

HIT or DRAW: 
Adding a card to your hand in an effort to come closer to 21, without going over. 

INSURANCE: 
When the dealer shows an Ace as the upcard, you can bet up to one-half the amount of your original wager that the dealer has a Blackjack. Insurance pays 2-1 if the dealer does, in fact, have blackjack. If he doesn’t, the house collects the insurance bet. NATURAL: A Blackjack dealt with the original two cards. An ace and a face card. 

PUSH: 
Player and dealer tie. The money bet is retained by the player. 

SOFT TOTAL: 
A hand with an Ace that counts as an ’11’. For example, an Ace-8 combination counts as a soft ’19.

STAND: The player doesn’t want any more cards and so ‘stands’ with the cards he has. 

STIFF: A hand that could go bust by adding one more card. For example any hard 12-16 combination is a stiff.

SURRENDER: In some casinos, the player is allowed to forfeit half of their original bet if the player does not want to play against the dealer’s hand. For example, the player has a bet out of $10 and is dealt a 7 and a 9 card for a total of 16 and the dealer’s card is showing a 10. If the player now says “surrender” the dealer will remove the players cards and $5 of the player’s original bet, leaving the player with $5. We do not recommend using surrender. Check with the dealer on the casino house rules.

UPCARD: The face up card in the dealer’s original hand.

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